THIS IUL IS UNCAPPED WITH AN ANNUAL AVERAGE OF OVER 9% PER YEAR & GURANTEES 1.25% PER YEAR!
This Short Video Explains How You Can Use The IUL To Empower Your Financial Independence & Guarantee Tax Free Gains & Life Time Income.
Secure You're Wealth With... A Guaranteed Self-Funded Banking System. The IUL Strategy Allows You To Become Financial Free With Tax Free Income .
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Indexed Universal Life Insurance
What Is A Index Universal Policy?
At it's core an IUL policy is a type of permanent life insurance contract that offers both a death benefit and a cash value component.
Its unique feature is that the cash value's growth is tied to a market index, like the S&P 500 and Barclays, allowing for potential market-linked gains while also providing protection against market downturns.
This means you can not lose your money ;)
An IUL could be used as a financial tool as well which allows you to save and grow your money, protect your family, and plan for retirement with huge tax advantages.
Keep reading below as we continue to explain why every single person should apply for a IUL policy.
"Do I Need To Be A High Income Earner For This?"
Simple answer is, No. But the better answer is the more you're earning now, the faster you can accelerate and compound the growth of your own Self-Funded Banking System.
As an example, if after all your typical monthly expenses are paid and can save at least $100+ per month that you don't need to touch right now, this would be an absolute no-brainer.
Are you really going to convince yourself that earning less than 0.3% on your money collecting dust in a bank savings account is going to secure your retirement the way you really want?
Knowing that your bank is using YOUR MONEY to leverage into much higher-returning investments and loaning out SBA loans and mortgages to make all the interests.... and then saying to you "Thank you for letting us use your money to get richer, here's 0.1%, even though that's not even close to covering the current high inflation rate of 6% plus!"
Another example: if you're a small business owner, C-Level exec, medical professional, real estate investor, etc and you don't have this plan setup.... you are unintentionally missing out on one of the greatest and safest vehicles to grow your wealth TAX-FREE and create a massive "leverage" to create "free money" to invest into other opportunities on your horizon.
The Benefits
Here's Why This Strategy Is Right For You
YOU DON'T PAY TAXES ON GROWTH OR PRINCIPLE. EVER!
This is 100% legal if your account is set up correctly, and structured according to current IRS tax-code
YOUR ACCOUNT IS GUARANTEED NOT TO GO BACKWARDS. YOU CAN'T LOSE MONEY :)
The IUL grows with market gains while protecting your money from losses, some carriers even guarantee a 0.5% return during market downturns.
AVERAGE HISTORICAL RETURNS OF OVER 9% ANNUALLY
The historical reports show significant consistent gains with 0% market risk. VFG only works with the best companies 9% plus gains.
YOUR MONEY IS LIQUID, USE IT WHEN YOU NEED IT. IT'S YOUR MONEY AFTER ALL.
Take money out any time you want – for any reason – without penalty – WHILE 100% of your money continues to earn interest.
YOUR NOT REQUIRED TO REPORT MONEY YOU TAKE OUT TO THE IRS :)
The IRS doesn’t consider money taken out as ‘income’ – so there’s no tax. It's none of their business
YOU CAN PUT IN AS MUCH MONEY AS YOU WANT
Unlike a 401 (K) OR IRA accounts you are able to fund the account with as much money as you want to, allowing you to be in total control of your future.
Is It Really That Good
"Is this all real? Is this really guaranteed?"
Yes. In fact, the reason is because if you do get approved for an account like Self-Funded Banking System, you would be given a document that's provided directly through the financial institution that has all of these guarantees and details that you would be able to sign.
This unique strategy has been around and available for over 40+ years but only utilized by wealthiest 10% of individuals that discovered, these large banks and other organizations having been using to accelerate their wealth beyond your imagination.
Well you may not be them, but what if you can get a tiny, micro fraction of how they grew their wealth, tax-free?
The only question is... Do you qualify?
How Have I Never Heard Of This?
Why Has My Financial Advisor Not Mentioned This?
Reason 1: Most financial advisors don’t know that an account like this exists. Nor, do they know how to set it up to be legally tax-free for the account holder.
Reason 2: Most financial advisors recommend financial vehicles that the company they've contracted with tells them to recommend.
Reason 3: They don’t want to take a pay cut! In IRAs and 401Ks, advisors charge fees and commissions on the deferred tax liability, which drives up your investing cost.
Why Other Strategies Are Not As Good
The Downside Of Traditional Savings Accounts, Tax-Deferred 401(k) or IRA...
YOUR BANK ISN'T GROWING YOUR MONEY
Most bank accounts provide you with barley any interest. In fact the some bank even use IUL polices to avoid loses. Why should the bank use your money to make money when you can do it your self?
YOU MUST PAY TAXES ON GAINS
Either in advance or when you're taking income in the future you will have to pay uncle Sam his piece. The IUL is on of the only financial tool that protects you from market loss and capital gains.
YOUR BANK ISN'T GROWING YOUR MONEY
You can't access your money any time you want, and if you do a hardship withdrawal, you're heavily penalized and taxed on top of that.
YOUR LIMITED WITH HOW MUCH YOU CAN INVEST
Most bank accounts provide you with barley any interest. In fact the some bank even use IUL polices to avoid loses. Why should the bank use your money to make money when you can do it your self?
YOUR MONEY IS NOT GUARANTEED
The money in your 401(k) or IRA may increase in up markets but accordingly will decline in falling markets. Why put your hard earned money at risk, exposed to tax and lose control?
YOU HAVE TO REPORT YOUR EARNING TO THE IRS
Everything in a 401(k) or IRA is uncle Sam’s business. By using these types of account you are exposed not only to market risk but heavy taxes.
Find Out If You Qualify For The
"Self-Funded Banking System" ...
About Us?
Welcome to Legacy X Financial Group, where your financial liberty is our top priority.
In today's intricate financial landscape, every American deserves the opportunity to experience the peace of mind that comes with true financial freedom.
We are here to pave that pathway for you.
With a rich tapestry of expertise and dedication, our consulting agency specializes in crafting personalized strategies that set our clients free from financial constraints.
What client say about us
I recently took a big loss in my 401 (k) I saw a video on Facebook of Mike speaking about the IUL. I ended up booking a meeting with him and he built a custom plan that will allow me to recoup my money over the years and make sure I will be able to retire and live the lifestyle I want.
I heard about IULs in the past but never actually spoke with a consultant. I was googling it one day and came across these guys. They were patient with me and spend as much time as I needed in order to make sure I was on the best plan to reach my goals. They even helped me set my kids up with one as well. Everyone should have a IUL and Mike and his team are amazing to work with.
The analytics and reporting features give us insights we never had before. Our conversion rates have improved by 40%.
Frequently Asked Questions
Do I Need To Have A lot Of money To Start A policy?
Absolutely not! We have created plans for individuals that only have $50 per month to contribute. No matter what your budget is we can help you.
Should I Only Have A IUL And Cancel My Other Investments?
That is for you to decide. However we always recommend a person to diversify their investments. Although IUL is guaranteed if you can afford it you may want to have multiple strategies and add the IUL to your overall plan.
If I Start My Policy with A Certain Amount Per Month But l Run Into Problems What Happens?
This is a great question. The carrier only cares about their customers paying the cost of the policy which is the insurance part of the IUL. For example lets say you start a policy at $400.00 per month and something happened and you no longer can afford it. The cost of that policy may only be $50.00 per month. That means as long as you cover the $50.00 per month your policy will stay active and when things go back to normal you can go back to putting in as much as you want.
How Old Do You Have To Be To Get A IUL Policy?
You can get one for a baby if you want to. I would say if you are under the age of 65 and in decent health you can get a IUL.
What Is The Process To Get A Policy Started?
It is really easier and quick.
1.) The first thing is to schedule a discovery call with one of our Finance Freedom Builders. One this call we will ask you about your calls, current financial situation and health conditions if any.
2.)After that call we will have all the information we need. We will then take some time to builds you a custom plan and will schedule a zoom meeting so we can go over the plan in detail making sure it is exactly what you want and meets your needs
3.)During that zoom if you like what you saw, the consultant will fill the application out with you right over the zoom meeting. Once that is completed it will go into underwriting and usually in about 5 days you will be approved and the policy will be in affect.
What If I Want To Cancel My Policy? Am I locked In a Contract?
No not at all. We don't recommend it but if you needed to you can cancel your policy at anytime.
Find Out What The "Self-Funded Banking System Would Look like For You" ...
Speak with a Legacy X Financial Group Professional to find out if the Indexed Universal Life strategy is best for you
**Disclaimer: The information provided on this post does not, and is not intended to, constitute financial advice; instead, all information, content, and materials available on this post are for general informational & entertainment purposes only.
Any views expressed at, or through, this post are those of the individual authors writing in their individual capacities only - not representative of their respective employers, affiliated companies or agency as a whole.***
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